State Licenses

PayPal State Licenses Bill Me Later State Licenses PayPal Digital State Licenses

PayPal, Inc. (NMLS ID #: 910457 https://www.nmlsconsumeraccess.org/) is licensed in the following US jurisdictions :

PayPal State Licenses
Jurisdiction	Regulatory Agency	Statute
Alabama	Alabama Securities Commission	Sale of Checks Act (PDF, 672KB)
Alaska	Alaska Department of Commerce, Community, and Economic Development¹	Alaska Money Services Act (PDF, 106KB)
Alaska	Alaska Department of Commerce	Business License Act (PDF, 597KB)
American Samoa	American Samoa Office of Financial Institutions	Money Services Business Regulatory Act (PDF, 221KB)
Arizona	Arizona Department of Financial Institutions	Transmitters of Money Act (PDF, 105KB)
Arizona	Arizona Secretary of State	Arizona Revised Statutes Title 44, Chapter 9; Limited Telephone Solicitation Registration
Arkansas	Arkansas Securities Department	Uniform Money Services Act (PDF, 105KB)
California	California Department of Financial Protection and Innovation	Money Transmission Act (PDF, 104KB)
California	California Department of Financial Protection and Innovation	California Financing Law (PDF, 95.9KB)
Colorado	Colorado Department of Law	Uniform Consumer Credit Code Laws and Rules (PDF, 105KB)
Colorado	Colorado State Banking Commissioner²	Money Order Act (PDF, 103KB)
Connecticut	Connecticut Department of Banking	Connecticut General Statutes (PDF, 105KB)
Connecticut	Connecticut Department of Banking	Money Order and Travelers Check Licensees Act (PDF, 106KB)
Connecticut	Connecticut Department of Banking	SB 1032
District of Columbia	District of Columbia Department of Consumer and Regulatory Affairs	Money Transmitter Law (PDF, 105KB)
Delaware	Delaware Office of the State Bank Commissioner	The Sale of Checks Act (PDF, 74KB)
Florida	Florida Office of the Controller³	Money Transmitters Code (PDF, 133KB)
Georgia	Georgia Department of Banking and Finance	Official Code of Georgia Annotated (PDF, 106KB)
Georgia	Georgia Department of Banking and Finance	Official Code of Georgia Annotated (PDF, 93.5KB)
Guam	Guam Department of Revenue and Taxation	Foreign Exchange (PDF, 340KB)
Hawaii	Hawaii Division of Financial Institutions	Money Transmitters Act (PDF, 105KB)
Idaho	Idaho Department of Finance	Idaho Credit Code (PDF, 105KB)
Idaho	Idaho Department of Finance	Idaho Money Transmitters Act (PDF, 106KB)
Illinois	Illinois Department of Financial Institutions⁴	Transmitters of Money Act (PDF, 105KB)
Indiana	Indiana Department of Financial Institutions⁵	Money Transmitter Act (PDF, 105KB)
Iowa	Iowa Division of Banking	Money Services Act (PDF, 104KB)
Kansas	Office of the State Bank Commissioner⁶	Money Transmitters Act (PDF, 105KB)
Kentucky	Office of Financial Institutions	Kentucky Money Transmitters Act of 2006 (PDF, 105KB)
Louisiana	Louisiana Office of Financial Institutions	The Sale of Checks and Money Transmission Act (PDF, 105KB)
Louisiana	Louisiana Office of Financial Institutions	Louisiana Law (PDF, 106KB)
Louisiana	Louisiana Office of Financial Institutions	Virtual Currency Businesses Act (VCBA) (PDF, 104KB)
Maine	Maine Department of Professional and Financial Regulation	Maine Consumer Credit Code (PDF, 105KB)
Maine	Maine Office of Consumer and Credit Regulation⁷	Money Transmitters Act (PDF, 103KB)
Maryland	Maryland State Bank Commissioner⁸	Maryland Money Transmitters Act (PDF, 106KB)
Maryland	Maryland Commissioner of Financial Regulation	Consumer Loan Law (PDF, 105KB)
Massachusetts	Commonwealth of Massachusetts - Division of Banks and Loan Agencies	Foreign Transmittal Agency (PDF, 278KB)
Michigan	Michigan Office of Financial and Insurance Regulation	Money Transmission Services Act (PDF, 106KB)
Minnesota	Minnesota Department of Commerce⁹	Money Transmitters Act (PDF, 106KB)
Mississippi	Department of Banking and Consumer Finance	Sale of Checks Act (PDF, 105KB)
Mississippi	Mississippi Public Service Commission	Mississippi Telephone Solicitation Act
Missouri	Missouri Division of Finance	Sale of Checks Law (PDF, 246KB)
Montana	Montana Department of Administration	Montana Consumer Loan Act (PDF, 105KB)
Nebraska	Nebraska Department of Banking and Finance	Sale of Checks Act (PDF, 107KB)
Nebraska	Nebraska Department of Banking and Finance	Installment Loan Act (PDF, 104KB)
Nevada	Department of Business And Industry	Money Transmitter License (PDF, 105KB)
Nevada	Nevada Financial Institutions Division	Chapter 675 of the Nevada Revised Statutes (PDF, 153KB)
New Hampshire	New Hampshire Banking Department	Regulation of Small Loans, Title Loans, and Payday Loans (PDF, 105KB)
New Hampshire	New Hampshire Banking Department	Money Transmission Act (PDF, 107KB)
New Jersey	New Jersey Department of Banking and Insurance	Money Transmitters Act (PDF, 43.1KB)
New Mexico	New Mexico Financial Institutions Division¹⁰	New Mexico Small Loan Act of 1955 (PDF, 1640KB)
New Mexico	New Mexico Department of Financial Institutions	Uniform Money Services Act (PDF, 104KB)
New York	New York Department of Financial Services¹¹	Money Transmitters Act (PDF, 105KB)
New York	New York State Department of Financial Services	Part 200 of Title 23 of the New York Codes, Rules and Regulations (PDF, 255KB)
New York	New York State Department of Financial Services	New York Banking Law (BL) (PDF, 242KB)
North Carolina	North Carolina Banking Commission	Money Transmitters Act (PDF, 105KB)
North Dakota	North Dakota Department of Financial Institutions	Money Transmitters Act (PDF, 105KB)
North Dakota	North Dakota Department of Financial Institutions	The Money Brokers Act (PDF, 105KB)
Ohio	Ohio Department of Commerce	Transmitters of Money Law (PDF, 104KB)
Oklahoma	Oklahoma Banking Department	Oklahoma Financial Transactions Reporting Act (PDF, 105KB)
Oregon	Oregon Division of Financial Regulation	Money Transmitters Act (PDF, 104KB)
Pennsylvania	Pennsylvania Department of Banking¹²	Licensing Business of Transmitting Money or Credit Act (PDF, 106KB)
Pennsylvania	Pennsylvania Department of Banking and Securities¹²	Pennsylvania Code (PDF, 459KB)
Puerto Rico	Puerto Rico Bureau of Financial Institutions	Laws to Regulate the Business of Money Transfers (PDF, 104KB)
Rhode Island	Rhode Island Department of Business Regulation	Rhode Island General Laws (PDF, 104KB)
Rhode Island	Rhode Island Department of Business Regulation	Currency Transmission Law (PDF, 106KB)
Rhode Island	Rhode Island Department of Business Regulation	Rhode Island General Laws (PDF, 106KB)
South Carolina	South Carolina Attorney General	South Carolina Anti-Money Laundering Act (PDF, 105KB)
South Carolina	South Carolina Department of Consumer Affairs	South Carolina Consumer Protection Code (PDF, 1716KB)
South Dakota	South Dakota Division of Banking¹³	South Dakota Codified Laws (PDF, 105KB)
South Dakota	South Dakota Division of Banking¹³	South Dakota Codified Laws (PDF, 105KB)
Tennessee	Department of Financial Institutions¹⁴	Tennessee Money Transmitter Act of 1994 (PDF, 104KB)
Texas	Texas Office of Consumer Credit Commissioner	Chapter 342, Texas Finance Code: Consumer Loans (PDF, 87KB)
Texas	Texas Department of Banking	Money Services Business Statute (PDF, 105KB)
U.S. Virgin Islands	U.S. Virgin Islands Division of Banking and Insurance¹⁵	Money Transmitter Act (PDF, 132KB)
Utah	Utah Department of Financial Institutions	Check Cashing Registration Act (PDF, 104KB)
Vermont	Vermont Department of Banking	Money Services Act (PDF, 105KB)
Vermont	Vermont Department of Financial Regulation	Vermont Statutes Online (PDF, 106KB)
Virginia	Virginia Bureau of Financial Institutions	Code of Virginia
Virginia	Virginia of Financial Institutions	Money Order Sales and Money Transmission Services (PDF, 106KB)
Washington	Washington Department of Financial Institutions	Uniform Money Services Act (PDF, 107KB)
West Virginia	West Virginia Division of Financial Institutions	West Virginia Code (PDF, 106KB)
West Virginia	West Virginia State Tax Department, Revenue Division	West Virginia Consumer Protection Act
Wisconsin	Wisconsin Department of Financial Institutions	Chapter 217, Wisconsin Seller of Checks Law (PDF, 106KB)
Wisconsin	Wisconsin Department of Financial Institutions	Wisconsin Consumer Act
Wyoming	Wyoming Division of Banking	Wyoming Uniform Consumer Credit Code (PDF, 139KB)
Wyoming	Wyoming Division of Banking	Wyoming Money Transmitters Act (PDF, 104KB)

Bill Me Later, Inc. (NMLS ID #2296861) is licensed in the following US jurisdictions:

Bill Me Later State Licenses
Jurisdiction	Regulatory Agency	Statute
Arizona	Arizona Department of Financial Institutions	Arizona Administrative Code (PDF, 56KB)
Arkansas	Arkansas State Board of Collection Agencies	Arkansas Code Annotated (PDF, 138KB)
City of Buffalo	City of Buffalo Department of Permit and Inspection Services	City of Buffalo Chapter 140 (PDF, 260KB)
California	California Department of Financial Protection and Innovation	California Debt Collection Licensing Act (PDF,102KB)
Delaware	Delaware Department of Finance, Department of Revenue	Delaware Code (PDF, 1715KB)
Iowa	Iowa Attorney General	Iowa Debt Collection Practices Act
Iowa	Iowa Division of Banking	Iowa Code (PDF, 112KB)
Iowa	Iowa Division of Banking	Iowa Code Chapter 536 (PDF, 243KB)
Louisiana	Louisiana Secretary of State	Louisiana Laws Revised Statutes (PDF, 40KB)
Maine	Maine Department of Professional and Financial Regulation	Maine Consumer Credit Code (PDF, 90KB)
Minnesota	Minnesota Department of Commerce	Minnesota Statutes §§ 56.0001 – 56.26 and Minnesota Regulation 2675.4100 – 2675.4170
Maryland	Maryland Department of Labor	Maryland Collection Agency Licensing Act (PDF, 113KB)
Massachusetts	Massachusetts Division of Banks	Massachusetts General Laws (M.G.L.) Chapter 93, Section 24C and 209 CMR 18.08 (PDF, 113KB)
Nebraska	Nebraska Department of Banking and Finance	Installment Loan Act (PDF, 111KB)
New Hampshire	New Hampshire Banking Department	NH Banking Laws (PDF, 111KB)
New Jersey	New Jersey Department of Banking and Insurance	New Jersey Statutes (PDF, 140KB)
North Dakota	North Dakota Department of Financial Institutions	North Dakota Legislative Branch (PDF, 111KB)
Oregon	Oregon Division of Financial Regulation	Oregon State Legislature (PDF, 111KB)
South Dakota	South Dakota Division of Banking	South Dakota Legislature (PDF, 111 KB)
Texas	Texas Office of Consumer Credit Commissioner	Chapter 342, Texas Finance Code: Consumer Loans (PDF, 88KB)
Utah	Utah Department of Financial Institutions	Utah Code (PDF, 175KB)
Washington	Washington Department of Revenue	Washington Collection Agency Act (PDF, 851KB)
West Virginia	West Virginia State Tax Department	Collection Agency Act (PDF, 308KB)
Wisconsin	Wisconsin Department of Financial Institutions	Wisconsin Consumer Act

PayPal Digital, Inc. (NMLS ID #: 2610315) is licensed in the following US jurisdictions:

PayPal Digital State Licenses
Jurisdiction	Regulatory Agency	Statute
Alaska	Alaska Division of Banking and Securities	Alaska Money Services Act
Alaska	Alaska Department of Commerce	Business License Act
Arkansas	Arkansas Securities Department	Arkansas Uniform Money Services Act
Nebraska	Nebraska Department of Banking and Finance	Sale of Checks Act
New Mexico	New Mexico Financial Institutions Division	New Mexico Uniform Money Services Act
Ohio	Ohio Department of Commerce	Ohio Money Transmitters Act
Pennsylvania	Pennsylvania Department of Banking and Securities	Licensing Business of Transmitting Money or Credit Act
South Dakota	South Dakota Division of Banking	South Dakota Codified Laws Title 51A
West Virginia	West Virginia Division of Financial Institutions	W. Va. Code Chapter 32A

For Alaska Residents Only:

If your issue is unresolved by PayPal (917-912-0974), please submit formal complaints with the State of Alaska, Division of Banking & Securities.

Please download the form here: https://www.commerce.alaska.gov/web/portals/3/pub/DBSGeneralComplaintFormupdated.pdf

Submit formal complaint form with supporting documents:

Division of Banking & Securities PO Box 110807 Juneau, AK 99811-0807

If you are an Alaska resident with questions regarding formal complaints, please email us at dbs.licensing@alaska.gov or call (907) 465-2521

Colorado Division of banking

Colorado Money Transmitters Act

Customer Notice

Entities other than FDIC insured financial institutions that conduct money transmission activities in Colorado, including the sale of money orders, transfer of funds, and other instruments for the payment of money or credit, are required to be licensed by the Colorado Division of Banking pursuant to the Money Transmitters Act, Title 11, Article 110, Colorado Revised Statutes.

If you have a Question about or Problem with YOUR TRANSACTION - THE MONEY YOU SENT

You must contact the Money Transmitter who processed your transaction for assistance. The Division of Banking does not have access to this information.

If you are a Colorado Resident and have a Complaint about THE MONEY TRANSMITTER – THE COMPANY THAT SENT YOUR MONEY

ALL complaints must be submitted in writing. Please fill out the Complaint Form provided on the Colorado Division of Banking’s website and return it and any documentation supporting the complaint via mail or email to the Division of Banking at:

Colorado Division of Banking

1560 Broadway, Suite 975

Denver, CO 80202

email: DORA_BankingWebsite@state.co.us

website: banking.colorado.gov/industry/money-transmitters

Section 11-110-120, C.R.S. requires that money transmitters and money order companies post this notice in a conspicuous, well-lighted location visible to customers.

Aug 2017

Florida Office of the Controller

For complaints directly to the Florida Office of Financial Regulation, please send correspondence to:

Florida Office of Financial Regulation

200 E. Gaines Street

Tallahassee, FL 32399-0376

Toll-Free Number: 1-800-848-3792

⁴

Illinois Department of Financial Institutions

For complaints directly to the Illinois Division of Banking, please send correspondence to:

Illinois Division of Banking

320 West Washington Street

Springfield, IL 62786

Toll-Free Number: 800-532-8785

⁵

PayPal, Inc. holds a Money Transmitter license issued by the Indiana Department of Financial Institutions. This license does not cover virtual currency transactions.

⁶

Kansas Office of the State Bank Commissioner

For Kansas Residents Only:

If you have questions or complaints about PayPal’s money transmission services, you can contact the Kansas Office of the State Bank Commissioner.

Online: https://www.osbckansas.org

Telephone number:

877-387-8523

785-380-3939

⁷

Bureau Name: Maine Bureau of Consumer Credit Protection

Bureau Telephone Number: (207) 624-8527

Customers may contact the Bureau with any questions or complaints about PayPal’s money transmission services

⁸

Maryland State Bank Commissioner

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding PayPal, Inc., License No.: 9058, and NMLS No.: 910457 at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201 or at 1-888-784-0136.

⁹

Minnesota Department of Commerce

For Minnesota Residents Only:

If you have questions or complaints about PayPal’s money transmission services, you can contact the Minnesota Department of Commerce.

Minnesota Department of Commerce

Online: https://mn.gov/commerce

Telephone number:

1-651-539-1600

1-651-539-1500

¹⁰

State of New Mexico Financial Institutions Division

For complaints directly to the New Mexico Financial Institutions Division, please send correspondence to:

Regulator’s Name: State of New Mexico Financial Institutions Division

Division’s Phone Number: (505) 476-4885

Division’s Website: https://www.rld.nm.gov/financial-institutions/file-a-complaint/

¹¹

New York Department of Financial Services

New York customers can direct unresolved complaints to:

Consumer Assistance Unit

NYS Department of Financial Services

One Commerce Plaza

Albany, NY 12257

Tel: 1-877-BANK-NYS (1-877-226-5697)

Website: http://www.dfs.ny.gov/consumer/fileacomplaint.htm

PayPal is licensed as a Money Transmitter and a BitLicense by the New York State Department of Financial Services.

¹²

State of Pennsylvania Department of Banking and Securities

For complaints directly to the Pennsylvania Department of Banking and Securities, please send correspondence to:

Regulator’s Name: State of Pennsylvania Department of Banking and Securities

Department’s Phone Number: (800) 722-2657

Department’s Website: https://www.pa.gov/services/dobs/file-a-complaint-about-a-financial-entity-or-professional.html

Consumer Financial Protection Bureau Website: https://www.consumerfinance.gov/complaint/

Consumer Financial Protection Bureau Phone Number: (855) 411-2372

¹³

South Dakota Customers:

To contact PayPal, you may call customer service at 1-888-221-1161. PayPal's business address is: 2211 North First Street, San Jose, CA 95131

If you have questions or complaints about PayPal's money transmission services, you can contact the South Dakota Division of Banking.

South Dakota Division of Banking Online:

https://dlr.sd.gov/banking/default.aspx

Telephone number:

605-773-3421

¹⁴

Tennessee Department of Financial Institutions

For questions or complaints directly to the Tennessee Department of Financial Institutions, please send correspondence to:

Tennessee Department of Financial Institutions

Tennessee Tower

312 Rosa L. Parks Avenue

Nashville, TN 37243

Toll-Free Number: 800-778-4215

¹⁵

Please note that this license does not cover the transmission of virtual currency.

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