Ways to earn rewards from shopping

Today, it has become commonplace to earn rewards for everyday purchases. And, in this economic climate, a little cash can go a long way.

This article includes tips, suggestions, and general information. We recommend that you always do your own research and consider getting independent tax, financial, and legal advice before making any important decision.

Many loyalty programmes are designed to offer cash back to customers in return for their patronage, along with discounts, exclusive offers, and various other incentives. These initiatives help people make money and earn cash rewards while enhancing their overall shopping journey.

This article explores ways to earn rewards from shopping across a wide range of everyday purchasing methods, including options only available via PayPal. These strategies can help shoppers increase valuable benefits and rewards.

Common strategies to help unlock shopping rewards

There are many ways to make money and earn cash rewards while shopping. From loyalty programmes that foster online shopping reward points to credit cards with enticing reward structures and cash back websites, each one presents opportunities for savings. Subject to issuer’s applicable reward program terms and conditions.

An innovative tool, like PayPal Honey, further enhances these benefits by automatically searching for great deals online, including enabling consumers to pay with rewards.*

Here are some popular ways to earn rewards while shopping.

Loyalty programmes

Loyalty programmes¹ provide appealing rewards to foster loyalty through:

• Points accumulation. Customers earn points based on purchases, which can be redeemed for rewards.
• Tiered membership. Higher spending leads to upgraded membership levels with increased benefits.
• Exclusive discounts. Members receive special discounts on products or services.
• Birthday rewards. Personalised rewards or discounts are offered for birthdays or membership anniversaries.
• Freebies and gifts. Loyal customers occasionally receive free products, gifts, or samples.

Common types of rewards earned through loyalty programme cards include:

• Access to exclusive events or sales
• Discounts on future purchases
• Free merchandise or upgrades
• Gift cards or vouchers

These rewards demonstrate the value of loyalty programmes in building relationships with members. Other options, such as credit card loyalty programmes, offer additional ways for individuals to earn rewards.

Credit cards with rewards programmes

Credit cards with rewards programmes offer individuals valuable benefits tailored to their spending habits and financial goals, making them popular choices for those seeking credit cards in the UK.² Here’s how they work:

• Cash back rewards as points redemption. Credit card holders earn cash back on purchases, typically ranging from 1% to 5% depending on spending categories.³
• Points accumulation. Points are accumulated for every pound spent and may be redeemed for travel, merchandise, or statement credits.
• Signup bonuses. Some credit cards can offer generous bonuses, providing a lump sum of points or cash back after meeting spending requirements.
• Travel benefits. Cardholders can sometimes earn travel perks, such as airline miles, hotel discounts, or airport lounge access.
• Annual fee and APR. With any credit card, it's important to consider the annual fee and annual percentage rate (APR) associated with these cards.

Reward credit cards provide valuable benefits like cash back, points, and exclusive perks, catering to a variety of financial needs and preferences.⁴

Cash back websites

By shopping cash back websites, customers can earn a percentage of the purchase amount back, providing effortless savings.⁵ Some of the benefits of these sites include:

• Cash back offers. Websites offer varying percentages of cash back on purchases made through their links, ensuring immediate savings.⁶
• Wide retail network. A diverse range of retailers offer cash back on both everyday essentials and special purchases.
• Redemption options. Cash back rewards can be redeemed via direct deposit, PayPal transfer, or as gift cards, providing flexibility.
• No additional costs. Shoppers can enjoy cash back benefits without extra fees, ensuring straightforward savings on purchases.

PayPal Honey is a browser extension that simplifies the process of finding deals by integrating with various retail platforms. In this way, users can experience discounts and benefits from cash back websites seamlessly.

Cash back websites offer a simple and effective way to earn money rewards on purchases across various retailers, while tools like PayPal Honey further enhance savings and streamline the shopping experience.⁷