Pay, send, and receive easily. 

Three women looking at their phones
pay
smarter

Pay now or pay over time. It’s your choice.

Pay in 3.

Pay the way that works for you. Split your purchases into 3 interest-free payments with no fees.2

Pay with PayPal Credit.

PayPal Credit is your reusable digital credit line almost anywhere PayPal is accepted. It also secured the title of Best Retail Finance Provider at the 2024 Smart Money People's Consumer Credit Awards for the third year straight.

Representative 23.9% APR (variable).

send
smarter

Send money quickly and securely to just about anyone, anywhere.3

All

in the

PayPal

app.

Easily and securely send, receive, and manage your payments—all in one place. Download the app on your phone or sign up for free online.