PayPal Cashback Mastercard®

Unlock unlimited cash back.

With the PayPal Cashback Mastercard, you earn unlimited 3% cash back1 when you checkout with PayPal and 1.5% on all other purchases everywhere else Mastercard is accepted—unlimited cash back, no rotating categories, and no annual fee.2 Plus, apply with no impact to your credit score if you’re declined.3

PayPal MasterCard

Earn up to 3% cash back

Earn cash back

Earn 3% when you pay with PayPal and 1.5% everywhere else Mastercard is accepted. Get rewarded as soon as your purchases post to the credit card account, and accelerate earnings by adding up to 6 authorized users to your account.4

Combine your rewards

Combine merchant cash back offers with cash back you earn with your card. Just save the offers in the app and we'll automatically apply them at checkout.

Pay with peace of mind

With the Mastercard ID Theft Protection benefit, you will be alerted to possible identity theft.5 Go to Mastercard Guide to Benefits.

All of the rewards. None of the hassle.

Apply for the PayPal Cashback Mastercard® in minutes with our easy application process.

3%
cash back when you check out with PayPal.
1.5%
cash back on all other purchases everywhere Mastercard is accepted.
$0
No annual fee.2

Earn. Redeem. Enjoy. Repeat.

Earn 3% cash back with the PayPal Cashback Mastercard and combine it with PayPal offers. And 1.5% cash back everywhere else Mastercard is accepted. No rotating categories. No annual fee. Just cash back.

A faster way to pay

Don’t carry a wallet? No problem. Just add your card to your mobile wallet and use it in-store with Apple Pay®, Google Pay, or Samsung Pay for a secure contactless checkout.

Frequently asked questions

Discover more ways to pay

All in

the new

PayPal app

It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.