When can I start using my PayPal Cashback Mastercard? How long will it take to receive it?

If your application is approved, in most cases, a temporary credit line will be provided, and you can start using your PayPal Cashback Mastercard in PayPal right away, even before you receive your physical card in the mail. In instances where your application is placed into a pending status before it is approved, you won't be able to use your physical card until you receive and activate the card.  

You'll receive your physical card within 10 business days of approval. Once you receive your card, it's important that you activate your credit card immediately to ensure your credit line is fully available.