What is the PayPal Debit Card and how do I get one?
The PayPal Debit Card allows you to pay with your PayPal balance everywhere Mastercard® is accepted.
You can earn 5% cash back each month when you use the PayPal Debit Card to make purchases in your chosen category – gas, groceries, clothing, health & beauty, or restaurants*.
You’ll get a digital card instantly and you can shop with it right away. You can request a physical card in the PayPal app at no cost. Shop more places. Earn more rewards.
To request a physical card
- Open the PayPal app and tap your PayPal balance.
- Select your PayPal Debit Card.
- Tap Request a physical card.
Buy in-store
You can add your card to your smartphone’s mobile wallet, like Apple Pay, Google Pay, or Samsung Pay, for contactless (tap-to-pay) payments.
- Open the PayPal app and tap your PayPal balance.
- Select your PayPal Debit Card.
- Tap to add your card to your mobile wallet.
With a physical card, tap or swipe it on the store's card reader.
Buy online
- Open the PayPal app and tap your PayPal balance.
- Select your PayPal Debit Card.
- Tap the Eye icon located on the PayPal Debit Card and select Copy. This will copy the 16-digit card number that you can use to shop online.
You’ll also see your PayPal Debit Card as a payment option at PayPal Checkout.
Add money to your PayPal balance
Remember, to use your debit card there must be money available in your PayPal balance.
- Transfer money from your bank at any time, or set up auto-reloads.
- Any payments received go into your PayPal balance, ready for you to spend.
- Add cash at thousands of stores across the US.
- Cash a check in the PayPal app.
- Get your paychecks or government payments with Direct Deposit.
Are there any fees?
There are no fees to own or pay with the PayPal Debit Card in stores or online within the US, or when you withdraw at US MoneyPass® ATMs. Both the ATM surcharge and PayPal fees are waived. Learn more about transactions that have fees.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
Google Pay is a trademark of Google LLC.
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.
*5% cash back earned on up to $1000 of spending per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.
ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptable marks. Up to $400.00 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.