Help Center - Personal Account
Home

What is PayPal Smart Connect and where can I use it?

PayPal Smart Connect is a personal line of credit that allows you to make monthly payments on PayPal purchases. The amount you can spend using PayPal Smart Connect depends on your approved credit limit.  

You can use PayPal Smart Connect anywhere PayPal is accepted.

You can't use PayPal Smart Connect to:

  • Recover a negative PayPal balance
  • Pay for recurring payments, subscriptions, or automatic payments at merchants that don't accept PayPal.

To contact customer service for PayPal Smart Connect, please call 866-571-3012, Mon-Sat from 4 AM - 10 PM PT, Sun from 7 AM - 7 PM PT.

Related topics

More ways we can help

If you accept cookies, we’ll use them to improve and customize your experience and enable our partners to show you personalized PayPal ads when you visit other sites. Manage cookies and learn more