How do I activate my PayPal Debit Card 5% monthly cash back?

To find and activate your PayPal Debit Card 5% monthly cash back category offer in the app:

1. Tap Accounts.
2. Tap Choose your monthly cash back category (you must have a PayPal Debit Card to choose a category).
3. Select the cash back category that you would like to activate for the current month and tap Next.
4. When the category offer details are shown, tap Got it.

*Please ensure that you've updated your PayPal app to the latest version.

Do I have to activate my 5% monthly cash back category PayPal Debit Card offer?

Yes, you’ll need to choose a 5% monthly cash back category offer each month. Your selected monthly category will expire at the end of each month and you’ll need to log into your PayPal app to choose a category offer each month, even if you select the same category.

Are there any limits to the amount of cash back that I can receive for my 5% monthly cash back category offer?

Yes. Customers who have activated the 5% cash back monthly category feature can earn PayPal Rewards Points (that can be redeemed for cash or other options) on up to $1,000 of spend with their Card in their selected monthly rewards category during a calendar month (up to $50 cash equivalent once redeemed).

How can I combine the PayPal Debit Card 5% monthly cash back category rewards with merchant offers?

To maximize your rewards, you can combine the 5% cash back from your PayPal Debit monthly category with merchant offers in the same category found in the PayPal app when you checkout with PayPal.

For example, if you’ve activated your 5% cash back category on clothing, it can be combined with a cash back offer from a clothing store when you use your PayPal Debit Card during PayPal Checkout, so you can earn even more cash back on the purchase.

Here's how to combine your rewards:

1. Activate a 5% monthly cash back category (see above).
2. Log in to the PayPal app and shop store offers in the same category.
3. Use your PayPal Debit Card in PayPal Checkout.

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.

*5% cash back earned on up to $1000 of spending per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.