PayPal Merchant Fees
When you sell with us, you can get some of the most competitive rates in the business.
Last Updated: 28, March 2024
You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.
Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.
International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.
For India users, we only support international payments.
Market Code Table: We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.
Relevant Market/Region
Rates published below apply to PayPal accounts of residents of the following market/region:
Market/Region list
| India (IN) |
|---|
Commercial Transaction Rates
When you buy or sell goods or services, make any other commercial type of transaction, send or receive a payment using PayPal, we call that a “commercial transaction”.
Receiving international transactions
| Where sender’s market/region is | Rate |
|---|---|
| Outside of India (IN) | 4.40% + Fixed Fee |
Fixed fee for commercial transactions (based on currency received)
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.30 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Indian Rupee | 3.00 INR |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.30 USD |
Alternative Payment Method Rates
We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.
For a complete listing of the APMs we support, please see Annex 1 of your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.
Our Commercial Transaction Rates apply when you receive APM funded payments.
Micropayments
Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for businesses that process small payments. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.
Receiving micropayments
| Transaction | Rate |
|---|---|
| International micropayments | 6.00% + micropayments fixed fee |
Micropayments fixed fee
Based on payment currency:
| Currency | Fee |
|---|---|
| Australian dollar | 0.05 AUD |
| Brazilian real | 0.10 BRL |
| Canadian dollar | 0.05 CAD |
| Czech koruna | 1.67 CZK |
| Danish krone | 0.43 DKK |
| Euro | 0.05 EUR |
| Hong Kong dollar | 0.39 HKD |
| Hungarian forint | 15.00 HUF |
| Indian Rupee | 0.25 INR |
| Israeli new shekel | 0.20 ILS |
| Japanese yen | 7.00 JPY |
| Malaysian ringgit | 0.20 MYR |
| Mexican peso | 0.55 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 2.00 TWD |
| New Zealand dollar | 0.08 NZD |
| Norwegian krone | 0.47 NOK |
| Philippine peso | 2.50 PHP |
| Polish zloty | 0.23 PLN |
| Russian ruble | 2.00 RUB |
| Singapore dollar | 0.08 SGD |
| Swedish krona | 0.54 SEK |
| Swiss franc | 0.09 CHF |
| Thai baht | 1.80 THB |
| UK pounds sterling | 0.05 GBP |
| US dollar | 0.05 USD |
Dispute Fees
We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.
Dispute fees will be applied in the currency of the original transaction.
Standard Dispute Fees
| Currency | Fee |
|---|---|
| Australian dollar | 12.00 AUD |
| Brazilian real | 35.00 BRL |
| Canadian dollar | 10.00 CAD |
| Czech koruna | 185.00 CZK |
| Danish krone | 55.00 DKK |
| Euro | 7.00 EUR |
| Hong Kong dollar | 65.00 HKD |
| Hungarian forint | 2450.00 HUF |
| Indian Rupee | 580.00 INR |
| Israeli new shekel | 30.00 ILS |
| Japanese yen | 870.00 JPY |
| Malaysian ringgit | 35.00 MYR |
| Mexican peso | 160.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 250.00 TWD |
| New Zealand dollar | 13.00 NZD |
| Norwegian krone | 75.00 NOK |
| Philippine peso | 405.00 PHP |
| Polish zloty | 30.00 PLN |
| Russian ruble | 600.00 RUB |
| Singapore dollar | 11.00 SGD |
| Swedish krona | 75.00 SEK |
| Swiss franc | 8.00 CHF |
| Thai baht | 250.00 THB |
| UK pounds sterling | 6.00 GBP |
| US dollar | 8.00 USD |
High Volume Dispute Fees
| Currency | Fee |
|---|---|
| Australian dollar | 24.00 AUD |
| Brazilian real | 70.00 BRL |
| Canadian dollar | 20.00 CAD |
| Czech koruna | 370.00 CZK |
| Danish krone | 110.00 DKK |
| Euro | 14.00 EUR |
| Hong Kong dollar | 130.00 HKD |
| Hungarian forint | 4900.00 HUF |
| Indian Rupee | 1160.00 INR |
| Israeli new shekel | 60.00 ILS |
| Japanese yen | 1740.00 JPY |
| Malaysian ringgit | 70.00 MYR |
| Mexican peso | 320.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 500.00 TWD |
| New Zealand dollar | 26.00 NZD |
| Norwegian krone | 150.00 NOK |
| Philippine peso | 810.00 PHP |
| Polish zloty | 60.00 PLN |
| Russian ruble | 1200.00 RUB |
| Singapore dollar | 22.00 SGD |
| Swedish krona | 150.00 SEK |
| Swiss franc | 16.00 CHF |
| Thai baht | 500.00 THB |
| UK pounds sterling | 12.00 GBP |
| US dollar | 16.00 USD |
Currency Conversions
For information about how we convert currency, please see the user agreement.
The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:
Converting balance and payments received into another currency
| Rate |
|---|
| 3.0% above the base exchange rate (to form the transaction exchange rate) |
Conversions in all other cases
Rates for all currency conversions:
| Currency | Rate above the base exchange rate (to form the transaction exchange rate) | Currency | Rate above the base exchange rate (to form the transaction exchange rate) |
|---|---|---|---|
| Australian dollar (AUD) | 4.00% | New Taiwan dollar (TWD) | 4.00% |
| Brazilian real (BRL) | 4.00% | New Zealand dollar (NZD) | 4.00% |
| Canadian dollar (CAD) | 4.00% | Norwegian krone (NOK) | 4.00% |
| Czech koruna (CZK) | 4.00% | Philippine peso (PHP) | 4.00% |
| Danish krone (DKK) | 4.00% | Polish zloty (PLN) | 4.00% |
| Euro (EUR) | 4.00% | Russian ruble (RUB) | 4.00% |
| Hong Kong dollar (HKD) | 4.00% | Singapore dollar (SGD) | 4.00% |
| Hungarian forint (HUF) | 4.00% | Swedish krona (SEK) | 4.00% |
| Indian Rupee (INR) | 4.00% | Swiss franc (CHF) | 4.00% |
| Israeli new shekel (ILS) | 4.00% | Thai baht (THB) | 4.00% |
| Japanese yen (JPY) | 4.00% | UK pounds sterling (GBP) | 4.00% |
| Malaysian ringgit (MYR) | 4.00% | US dollar (USD) | 4.00% |
| Mexican peso (MXN) | 4.00% |
Withdrawals Out of PayPal
You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.
Withdrawing a balance from a business PayPal account
| Withdrawal/Transfer to | Withdrawal/Transfer Type | Rate |
|---|---|---|
| Bank account | Standard | No Fee (when no currency conversion is involved) |
Other Merchant Fees
Included below are fees associated with events, requests, or actions that may happen when you use your account.
Other Fees
| Activity | Description | Rate |
|---|---|---|
| Bank Return on Withdrawal/Transfer out of PayPal | This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. | 250.00 |
| Commercial Transaction Refunds | Full Refunds |
|
| Partial Refunds |
|