How do I confirm my credit or debit card with PayPal?

If a “Confirm Card” link appears next to your card details, you’ll need to confirm this debit or credit card before you can use it with PayPal. This step helps to make sure that the card is valid and belongs to you.

See how to confirm your credit or debit card from a web browser:

1. Click Finance.
2. Click Banks and Cards.
3. Click the card you want to confirm.
4. Click Link and confirm my card. (If you don’t see the link, we’ve automatically confirmed your card and there’s nothing else you need to do.)
5. Click Save and Continue.

When you confirm your debit or credit card, we’ll charge your card $1.95 USD. This charge and a 4-digit PayPal code will appear on your card statement within 2-3 business days. If you request the PayPal code more than once, you’ll find more than 1 charge on your card statement. You need to use the latest code that you've requested.

If you don’t have access to your card statements online, you can check for the charge when you receive your next statement in the mail.

If you can’t find your PayPal code, you can request a new one to be resent. A new PayPal code may be requested up to 3 times.

Here's how to finish confirming your card with your 4-digit PayPal code from a web browser:

1. Click Finance.
2. Click Banks and Cards.
3. Click the card you want to confirm.
4. Enter the 4-digit PayPal code and click Submit.

After you confirm your card, we’ll immediately refund the charge. Your card issuer will credit your balance within 30 days of the refund date.